/ PSU / Reputed private sector enterprises. This scheme doesn’t eliminate the urban poor. The Corporation is well aware of the magnitude of responsibility put on its shoulders by the policy makers and hence has been acting as a catalyst to enthuse and energize the potential members belonging to the target group so as to satisfy the growing ambitions and aspirations of an emerging group of entrepreneurs from among them. School Certificate /Age Certificate -Copy, Passport-copy (for Foreign Employment Loan & Rehabilitation of Return Emigrants), Work Agreement & Visa –Copy (for Foreign Employment Loan), Driving License- Copy (For Transport Scheme), Community Certificate (Applicant & Bride), School Certificate/Age Certificate-Copy (Applicant & Bride), Certificate from the Panchayath Member/President regarding the fixation of marriage, School Certificate (Educational Qualifications)-Copy, Copy of Admission Confirmation from educational Institute with Schedule of Payment charges, Copy of Prospectus of the course for which loan is sought. The repayment period of loan will be 6 years. The repayment period is 5 years and the rate of interest is 6% per annum upto Rs.5 lakhs and 8.50% per annum above Rs.5 lakhs. 1722799. Kerala Gau Samridi Plus Scheme [Insurance Subsidy Scheme] General/ST/SC/OBC Online Form, Documents, Eligibility The Gau Samridhi Plus Scheme has been initiated by the Kerala government and due to this dairy farmers will be assisted financially to expand their business. Under the scheme, amount up to Rs. The scheme “Housing Loan” will be launched by the Corporation as a flagship programme to assist lower income groups belonging to Scheduled Communities to materialise the concept of their dream home. 5. The repayment period is 8 years and the rate of interest is 6%. The scheme provides loan to Scheduled Caste beneficiaries for purchasing Auto/Commercial Vehicles with cost not exceeding Rs.10,00,000/-. Loan for Startup Entrepreneurs. It addresses the needs of unemployed but educated youngsters belonging to Scheduled Castes who have been offered a placement by a recognized overseas employer. The project aims to improve the social and economic conditions of agricultural labourers belonging to SC community in our state who are either landless or possess negligible land, by creating a permanent land-base. 3 lakhs out of which Rs. The loan amounting up to Rs. Hence under government of Kerala, Scheduled Castes and Scheduled Tribes Development Department works for the upliftment of the Scheduled Castes and Scheduled Tribes. The Social Welfare Minister Of Karnataka Mr. Priyank Kharge launched this scheme on 30 October 2018. The PMAY scheme is providing a subsidy of 6.5% per annum on housing loan for a term of 20 years maximum. The Kerala State Development Corporation for Scheduled Caste and Scheduled Tribes Ltd., incorporated as a Company under the Companies Act, 1956 in 1972 has been functioning as a prudent finance institution over the years for the socio-economic advancement and empowerment of the members belonging to Scheduled Castes and Scheduled Tribes in Kerala. The Women Empowerment Programme is a new initiative of the Corporation to materialize the concept of Empowerment of the rural women through social mobilization. 52399.55 Cr and the budget allocated for the schemes for STs is Rs. The objective of the scheme “Multi Purpose Unit Loan” is to finance small and medium sized projects of SC/ ST entrepreneurs with investment needs not exceeding Rs.50 lakhs which are viable and requiring less gestation period. The main objective of the scheme is to provide financial aid to SC/ST and women to promote entrepreneurship and employment in the country. The maximum project cost of the scheme is Rs.2,00,000/- per head. of India and Govt. Details Of SC ST Loan Scheme Karnataka. Out of this, an amount not exceeding Rs.50,000/- will be given as special subsidy by the Corporation. 5) Land Purchase Scheme for Agricultural Labourers. The scheme is meant to fund mini industrial ventures promoted by entrepreneurs belonging to Scheduled Castes, having enough potential to earn regular income for the subsistence of their family. The repayment period is 5 years and the rate of interest is 6%. The applicant should be unemployed SC/ST persons in the age group of 18 to 55 years having annual income not more than 3,50,000/. 2 lakhs will be loan and the remaining will be subsidy. The Central/ State Governments have implemented many programmes for the upliftment of these sections that are economically, socially, educationally backward. Those who have undergone some training or acquired some specialised knowledge in the relevant activity will be given preference. The entrepreneurs belonging to Scheduled Communities within the age group of 18-55 years with annual family income not exceeding Rs.25,00,000/- will be considered for loan assistance. Annual family income of the beneficiary should not exceed Rs.98000/-.in rural area and Rs.1,20,000/- in urban areas. 4. 9) Loan for Tribal Entrepreneurs Scheme. The programme will be implemented in association with the Kudumbasree Movement of the State Government . Source of finance for implementing various schemes are :-. Introduces New Startup Village Entrepreneurship Program (SVEP) View Details: Housing Scheme for Transgenders by Kerala Govt. Today. For undergoing studies in any professional course at graduate / post graduate level in India, maximum Rs.4.00 lakhs as loan will be provided to SC /ST students. 10) Loan for Rehabilitation of Return Emigrants (NORKA ROOTS), In order to help the returned NRKs (Non Resident Keralites) to find a reasonable steady income for their livelihood, Government of Kerala have started the rehabilitation package called NDPREM (Norka Department Project for Return Emigrants). The amount admissible per group will be Rs. In order to safeguard the Scheduled Communities from the exploitation of private money lenders, the Corporation implements “Marriage Assistance Scheme” which provides the members with a lumpsum amount to conduct the marriage of their daughters. Currently the market rate of interest on housing loan is about 10% per annum. Important documents to be submitted for Self Employment Loans, Employment surety or simple mortgage of landed property, Important documents to be submitted for Marriage Assistance Loans, Important documents to be submitted for Educational Loans, State Public Information Officer:- District Manager, KSDC FOR SC & ST Ltd ,Kannur, Assistant Public Information Officer:- Junior Superintendent, KSDC FOR SC&ST Ltd, Kannur, Appellate Authority: Managing Director, KSDC for SC&ST Ltd, Thrissur, 7 (seven) days from the date of receipt of dully filled up application with all necessary supporting documents and legal opinion, © KANNUR , Developed and hosted by National Informatics Centre,Ministry of Electronics & Information Technology, Government of India, District Tourism Promotion Council (DTPC), Ministry of Electronics & Information Technology, KERALA STATE DEVELOPMENT CORPORATION FOR SCHEDULED CASTES AND SCHEDULED TRIBES. The scheme provides loan to ST youths for purchasing Autorikshaw as it yields quick returns with minimum efforts. Scheme for Financing Construction Activities & Housing Projects - Promoters should be financially sound and successful in their other business areas. Theunit cost of the scheme is Rs.50,000/-. Maximum size of the booth/stall in the exhibition/trade fair should be 3mx3m. This loan is targeted on government employees belonging to Scheduled Castes / Scheduled Tribes to assist them for satisfying their personal needs in daily life like purchasing house hold appliances or electronic goods and meeting urgencies like marriage and medical treatment. Under the scheme, the Corporation extends loan to a group of women entrepreneurs belonging to Scheduled Castes/Scheduled Tribes to undertake viable income generating activities. The repayment period is 5 years. of Karnataka, Incentives and concessions for SC/ST Category Entrepreneurs. No:27/588 (7) & (8) Pattoor, Vanchiyoor P.O. 11). The Foreign Employment Loan Scheme envisages to provide up to Rs. Scheme will apply to two categories of beneficiaries. In Kerala, as per Rule 14 (a) of the Kerala State and Subordinate Service Rules 1958, 10 per cent representation (8 per cent for SCs and 2 per cent for STs) is reserved to Scheduled Castes/Scheduled Tribes in Gazatted, Non-Gazatted and Last … Soon: View Details: Kerala Education Loan Repayment Scheme Launched: View Details The scheme envisages to provide soft loan assistance to SC women entrepreneurs to promote income generating activities and thereby to improve their socio-economic status in the society. NSFDC provides term loan for project(s)/unit(s) costing upto Rs 50.00 lakhs. It is also stated as the mid- level business institution setup loan. The applicant should be unemployed ST youths in the age group of 18 to 55 years. - Minimum cibil s core shall be 600. Departments, live State Public Sector Undertakings and Autonomous Institutions of the State Govt. Kerala State Federation of SC/ST Development Co-operatives Ltd (Registration No. Peoples are residing on road, footpaths, slums and many other places without a home. But, if the loan is applied under this scheme, it is only need to pay at the rate of 3.5% to 4% per annum. 69/75/DD dated 21-06-1975. (for details click here), e-grantz Project (for details click here), Minister for Welfare of Scheduled Castes, Scheduled Tribes and Backward Classes, Law, Culture and Parliamentary Affairs, Scheduled Castes and Scheduled Tribes Development Page, Scheduled Castes and Scheduled Tribes Development, Scheduled Castes Development Department (, Kerala State Backward Classes Development Corporation Ltd, Agriculture Development & Farmers' Welfare, Scheduled Caste & Scheduled Tribes Development, Information & Public Relations Department, Kerala Institute for Research Training & Development Studies of Scheduled Castes & Scheduled Tribes, Ministry of Tribal Affairs, Government of India, National Commission for Scheduled Castes, Government of India, National Commission for Scheduled Tribes, Government of India, Kerala State Commission for Scheduled Castes and Scheduled Tribes, Modernization of lifestyle by conserving the culture, Residential education for reducing the rate of dropouts, Sustainable development for regular income, This is the State Portal of Kerala designed and developed by. The repayment period is 5 years and the rate of interest is 6%. It also aims to diversify the lending activities of the Corporation by extending credit to the salaried class hither to left least untapped, as they are identified as a potential group of beneficiaries with less risk component and high incidence of repayment. This scheme offers freehold residential and commercial plots for construction and allotment in the state, primarily for the socially and economically weaker sections of the society. The loan amount is upto Rs.2,00,000/- for studies within the State. Loan up to Rs. The Urban Housing Mission is an idea for providing houses for all in Kerala. The project cost of the scheme is Rs. (P) No. The repayment period is 5 years and the rate of interest is 6%. The basic objective of this project is to provide working capital loan to authorised petroleum dealers belonging to Scheduled Castes. CARe-Home Envisages the construction of 1500 Houses at 1 st phase & 2500 Houses at 2 nd phase with the total outlay of 200 crore fully funded by way of contributions from co-operative sector and the Member Relief Fund. The loan proposal “Professional Service Scheme” is meant to assist enterprising and ambitious youths belonging to Scheduled Caste with some recognised professional degree/ diploma to set up their own venture for income generation and gainful employment. 1 7 2 2 7 9 9. SC/ST units must be registered in the MSME Data Bank at the time of availing the benefit under the scheme. Seed loan assistance up to 1 core for developing socially relevant products prescribed by UNO. All days. The scheme is made available to those candidates who have valid Driving Licence. The loan is to be repaid within a period of 3 years at 5% rate of interest. 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