0000002429 00000 n I was told that when I made a new card I would be able to transfer the money across. Can I use Mobile myki on my Android phone? What are the best Ways to Start Travel Hacking? But what if the amount is comparable to or less than the postage? Mr Miners' sudden departure came just a week after it was revealed that the $1 billion myki smartcard system originally due for introduction last year would now be delayed until at least 2010. How are Banks Adapting to Meet New Needs Because of Coronavirus? I called customer service and was advised I needed to go in person to Flinders St station to do it. <>/Metadata 30 0 R/Pages 29 0 R/StructTreeRoot 32 0 R/Type/Catalog/ViewerPreferences 180 0 R>> Tap the Add button . Choose a card from the list or search by location or card name. A reserved V/Line paper ticket can be replaced before your day of travel at any staffed V/Line station, once you complete a V/Line Passenger Refund Application Form. I realise this is not a life-changer, but there's a principle at stake. Question about Myki. Why isn't transferring Myki money a - Reddit Please note, balance transfer is not instantaneous. This helps you to avoid late fees and penalty APRs on your existing accounts. Step 5: Apply for the New Card. Only time I had to was when my original myki was expiring. Your new starting balance would be $3,090. There must be hundreds of thousands of Myki card balances in this situation, if not millions. They are good for people who use transport frequently. A lost or stolen Date-to-Date ticket can be replaced with a duplicate ticket at the issuing V/Line station, once you complete a V/Line Passenger Refund Application Form. For a bus anyway. These are the eight most commonly purchased myki Passes. https://www.ptv.vic.gov.au/tickets/refunds-and-replacements/#loststolen. What is the Best No Annual Fee Credit Card? My Myki was due to expire after three years. Annual Fee: $0. 179 0 obj Refund of Myki card balance - Melbourne Forum - Tripadvisor 0000005171 00000 n Or maybe would it be possible to get them to send me a new card with all the balances I have on every card be transferred to that new card? Can You Pay Your Taxes With a Credit Card? Now that you know how to transfer balances on credit cards, determine if going down this road might work well for you. If you're undertaking a factory reset, software update or uninstalling and reinstalling Google Wallet, you'll need to take the following steps first: Victoria State Government Department of Transport, Disruptions on the Cranbourne and Pakenham lines, Refunds, compensation and replacement tickets. You can also top up: Online now Via the PTV app Instantly top up via the PTV app by scanning your myki card Travelling Your first touch on creates a 2 hour fare. The Pass was paused, then refunded, but I'd forgotten about the Myki Money balance, and I'd been using another card in the meantime. When I went online and tried to get a refund they asked me for my card number from the last top-up, I tried a few cards but can't seem to get it right. No. trailer How to pause your Myki or get your money refunded while you're stuck at Photo: 10255185_880/Getty Images. Once your phone has rebooted, go to Mobile myki within Google Wallet. I have a card with $19.90 on it. xref Most of my travels are in the free tram zone and Im sydney based, so its taking me forever to spend the initial credit that was on the card when purchased (I think it was $30). By rejecting non-essential cookies, Reddit may still use certain cookies to ensure the proper functionality of our platform. Back story: I lost my Myki which had ~$26 left on it on Friday afternoon. Here's where to find it: After logging in to your account, go to "Card Details.". The balance transfer program features: Low balance transfer rate at your standard purchase APR* Low fee of just 3% (minimum of $5) Receive a new myki smartcard when yours expires Your myki smartcard expires after four years. Commuters in Victoria are calling for an overhaul of the Myki system after learning there is almost $80 million worth of unused credit sitting idle. Privacy Policy. Nor does your card expire after 90 days of not getting used. Tell us how much you're transferring and which card you're transferring from - make sure you have your card details to hand. JavaScript must be enabled to use this site.We're sorry for any inconvenience. My old one is registered and everything with my account but there seems to be no way to import that one in. Tap Travel Card. From a creditworthiness point of view, this number should be at 30% or lower. Whats the difference between a hard credit inquiry and a soft credit inquiry? Myki (/ m a. Cookie Notice What is a balance transfer and how does it work? - CreditCards.com They earn interest on it. The unused money remains on the card, losing value as fares increase over the years. Because the whole thing is fucked. Hire the best financial advisor for your needs. The poor guy was really nice about it and I also feel horrible for being angry at the call centre staff and if you saw an angry young man in a suit on the Sandringham line that was me. 0000004886 00000 n 0000005119 00000 n 186 0 obj A balance transfer can give you the flexibility to: Pay off high-interest balances How do balance transfers work? | Barclaycard The Blue Business Plus Credit Card from American Express, Marriott Bonvoy Business American Express Card, Capital One Quicksilver Cash Rewards Credit Card, Credit One Bank Platinum Visa for Rebuilding Credit, U.S. Bank Altitude Go Visa Signature Card, American Express Blue Business Cash Card, Blue Cash Everyday Card from American Express, Blue Cash Preferred Card from American Express, Delta SkyMiles Blue American Express Card, Delta SkyMiles Gold Business American Express Card, Delta SkyMiles Gold American Express Card, Delta SkyMiles Platinum Business American Express Card, Delta SkyMiles Platinum American Express Card, Assent Platinum 0% Intro Rate Mastercard Secured Credit Card, Capital One SavorOne Cash Rewards Credit Card, Capital One Spark Cash Select - $500 Cash Bonus, Capital One VentureOne Rewards Credit Card. Transferring the balance to a card with a 27% APR and a 3% transfer fee means paying $810 in interest a year, plus a $90 balance-transfer fee. xen0. If you wish to transfer balances from multiple cards, select the ones with the highest APRs first. <> 0000006952 00000 n This makes it cheaper to forfeit the money, which becomes an unearned source of revenue for Myki. How to transfer or move myki money pass (Public - YouTube The reason why its not an online function is because it would not be a regular occurrence, in comparison to normal usage. Watch the video for steps on how to register online or read more on how to register your myki in the PTV app. 0000004362 00000 n The Pass was paused, then refunded, but I'd forgotten about the Myki Money balance, and I'd been using another card in the meantime. endobj 0000003774 00000 n Then I begrudgingly bought a new Myki card. In person at a PTV hub , or a premium metropolitan station or staffed V/Line station inside the myki boundary. Only needed to log on and change auto top-up to new card. You can report your registered myki smartcard as lost or stolen by: Your lost/stolen registered myki can be replaced on the spot at a PTV Hub. Transfer a Balance From One Synchrony Bank Card To Another For more information, visit the V/Line website. The lost card will be blocked and a replacement card mailed to you within 10 business days, with the remaining balance transferred to your new card. You can replace some types of tickets if they are lost or stolen. Tell them that you want to escalate the matter and lodge a complaint and they'll likely just sort it out in a '21st century' manner. Myki - Wikipedia It seems pretty archaic having to fill out a form and send it in for a replacement Myki. As a matter of fact, most Synchrony Bank credit cards do not allow balance transfers to begin with. How to Add Authorized Users & Employee Cards on a Business Credit Card? Most balance transfers with Chase process within a week. It lets you set a minimum balance and your myki will automatically top up with the amount you choose. 0000003801 00000 n From the Transfer Funds To drop-down, select the credit card that will received the balance. How do I know if my balance transfer was approved? Even if they do, you can only transfer a balance between a Synchrony credit card and another issuer's credit card. Manage another person's myki When I realised I had dropped it somewhere on the way to work I logged into Mymyki.com.au and blocked it. For physical myki smartcards we'll transfer your balance to a replacement myki at no cost. <>/Filter/FlateDecode/Index[32 146]/Length 27/Size 178/Type/XRef/W[1 1 1]>>stream If your Android phone has been lost or stolen and contains a Mobile myki which isnt registered, contact Google Pay to get your ticket number. How to Transfer a Credit Card Balance to Another Credit Card Save on interest charges by transferring your high-rate balances to your COPFCU Visa Credit Card. For more information, visit the V/Line website. Your current balance will be transferred to the new myki, which you can use immediately. 0000002823 00000 n All myki smartcards expire after four years. JavaScript must be enabled to use this site.We're sorry for any inconvenience. If you transfer that balance to a credit card that offers a 0% introductory APR for 12 months on balance transfers, the new card may charge a transfer fee, typically around 3 percent of the balance. WalletHub does not endorse any particular contributors and cannot guarantee the quality or reliability of any information posted. If you top-up your Myki via online or phone (NOT over-the-counter or at a vending machine) but then you don't use the card within 90 days, then you may have some issues. If your card provider sends transaction-related notifications via email or text messages, you may expect to receive one when your balance transfer is approved. Once it's transferred to another device, it will no longer be available on the original device. On occasion, there is a small (< $10) balance leftover, which expires after a couple of years. Your Victorian Student Pass or PTV School Student ID can be replaced on the spot at the location it was issued. What is the glossary of common credit card terms? Myki myths 3: credit expires after 90 days - no it doesn't When myki was first rolled out in 2010, it was more than $500m over budget and behind schedule. 0 It lets you set a minimum balance and your myki will automatically top up with the amount you choose. If you'd like to buy a myki Pass for a different day duration, you can do so via the PTV website. Image what could have been done with a billion fucking dollars. However, the maximum amount you may transfer cannot exceed the available credit limit of your new card. 0000001076 00000 n 0000117992 00000 n How to transfer your credit card balance - Citi.com 0000005348 00000 n I recently upgraded my phone but apparently now when I go to Google Pay, I have to purchase a new card. When a Myki card is lost or . Rajiv Baniwal is a journalist who has been covering financial topics for over 15 years. Contact us to request the transfer. If you have any questions about new credit cards, how to select the right card or how to improve your credit score, you can trust our experts to guide you in the right direction. Balance Transfer Calculator: How Much Can You Save With A Balance With a registered myki you can check your myki balance, top up, buy a myki, get notified when your myki is due to expire and more. For instance, the U.S. Bank Visa Platinum Card's 0% APR on balance transfers applies only on balances transferred within 60 days from account opening. If you have Mobile myki you can set Auto Load via the Google Pay app. Licences. The money comes straight off the credit card you registered in Google Pay, and the new balance is written immediately onto the Mobile Myki "virtual card". Adelaide metroCARD - Adelaide Metro You paid down debt, which means you won't have to pay interest on previous balances going . I called, they told me it couldn't be done and that I would need to fill out a form. Do you have any links to the technical specs of the miki? <>/BS<>/F 4/Rect[123.42 258.71 218.47 271.36]/StructParent 1/Subtype/Link>> No, you cannot transfer a balance from one Synchrony Bank credit card to another. JavaScript must be enabled to use this site.We're sorry for any inconvenience. Posting by mobile so you can find it yourself ;-). Top up your myki Fast forward a month and my card had still not arrived (myki screwed up my address), so I escalated the matter and complained to a supervisor. After having a look at my account he goes "oh no it's already been blocked, you'll have to print out the form and post it in". Remember that the total amount you transfer needs to remain less than the available credit limit of your new card. If you have outstanding balances on multiple credit cards, you may want to consider consolidating this debt by getting a single balance transfer card. It appears as a "Approved Level 2" request on my myki account on the website. There are three ways to replace lost or stolen myki cards: 1. This question is about Synchrony Bank Credit Cards. If your Android phone with Mobile myki has been lost or stolen, contact your service provider immediately to have the phone blocked. You may be using an older version of Google Wallet. Log into your Barclaycard online servicing account or use the Barclaycard app to see if you have an offer available. This is regardless of whether there is a myki pass or existing fare on the myki. Can you transfer MyKi balance from one card to another? We are committed to being fully transparent with our readers. FAX?! Get up to 5% cashback in rotating and newly added everyday categories. Best Personal Loans for Debt Consolidation, Best Personal Loans with Low-Interest Rates, Best Personal Loans with Low-Income Limits, Student Loan Forgiveness and Cancellation, How to Do a Balance Transfer on a Credit Card, BEST CREDIT UNION CREDIT CARDS FOR BALANCE TRANSFERS, between 2 and 21 days to process balance transfers, How Long Does a Credit Card Balance Transfer Take? The version ofGoogle WalletTM used by wearables, such as watches, is a light version which doesn't support Mobile myki. Transferring high-interest credit card debt to a card with a lower (or 0%) interest rate can save you time and money while you repay the debt. How can I check the balance of my myki card? - KnowledgeBurrow You may also need to restart your phone after updating the app. 0000003206 00000 n How To Do a Credit Card Balance Transfer in 8 Steps PTV does not have any access to any information within the Google Wallet app. Transfer registration. Understanding Credit Card Balance Transfers - Investopedia 178 39 You can manage up to 8 mykis through one account. How to Process Credit Card for Consumers & Merchants? But is it possible to go to a ticket booth and have the person there do it? Now, on the form it says I need the card to be re-imbursed. Go through answers to other commonly asked questions about how to do a balance transfer so that youre well prepared if you decide to carry out the process. Press question mark to learn the rest of the keyboard shortcuts. To complete these transfers for the entire amounts on both cards, you will need an available credit limit of at least $9,270 on your new card. Learning how to transfer a credit card balance to another card requires understanding the intricacies of the process. New comments cannot be posted and votes cannot be cast. Please note, balance transfer is not instantaneous. Thats fucking stupid, that means each touch on has to have a processing unit to determine distance traveled and amount charged. To do so, you have to block your existing Myki card (annoying, we know). Always the last place you look lol. k i / MY-kee), stylised as myki, is a reloadable credit card-sized contactless smart card ticketing system used for electronic payment of fares on most public transport services in Melbourne and regional Victoria, Australia. The only way is to download a form, fill it out, post it in, and wait weeks. If your registered myki card is lost or stolen, you can have your myki card replaced at any PTV Hub with the balance transferred within 7 days. If you receive a check, you then need to forward it to your old card provider. The helpfulness of a financial advisor's answer is not indicative of future advisor performance. For example, set your myki Money to top up with $50 when your balance reaches $10. Wallethub doesnt charge for this service. Imagine what they could have done to improve the public transport system with the $1.5 billion they pissed up on this debacle! Can I transfer my American Express balance to another card? - WalletHub Tap Transfer Existing Card. Mobile myki is different to an existing myki card. . 0000005683 00000 n What are the best student credit cards for cash back? Or you can buy another card, then fill in a form and get the balance of the old one transferred, as well as a refund on the new card's purchase price. Most people would keep the same card for years. To replace your myki online, you must be requesting the same fare concession type as your original myki. Victoria's myki public transport card could be scrapped by end of 2023 December 29, 2022 - 1:47PM. If you travel occasionally pay as you go with myki Money. 178 0 obj Public transportation passes transfer on Google Pay android phones. Victoria State Government Department of Transport, Disruptions on the Cranbourne and Pakenham lines, Refunds, compensation and replacement tickets, Instantly top up via the PTV app by scanning your myki card. A refund for an international payment card cannot be processed by the PTV call centre. Card issuers often have balance transfer offers, sometimes with rates as low as 0%. John Miller, Credit Cards Moderator. I called them and they said I needed to fill out the form, can't they verify my identity over the phone and then do it on the spot? Myki was first rolled out in 2010 and fully replaced the previous Metcard system 10 years ago this week. The card itself holds the balance, rather than a back office system telling the readers that the balance is available. In a couple of weeks I will be renovating and furnishing a new house. Create an account to follow your favorite communities and start taking part in conversations. New comments cannot be posted and votes cannot be cast. A balance transfer lets you use a credit card to pay debt on another credit card. 0% intro for the first 15 months (then 19.24% to 27.99% variable) $5 or 3% of the amount of each transfer, whichever is greater in the first 60 days. This lets you contact us to request a refund of any balance on the Mobile myki. Load myki Money onto your myki and it will calculate the lowest fare based on where you travel. But to use it on another phone than on your existing phone, go into Mobile myki, select the menu in the top right corner (three vertical dots) and choose 'Move to another device'. While a typical balance transfer may process in up to seven days, some card providers say it might take up to 21 days. Maintain your L-plate log book. Typical details you need to provide include the name of the card, the name of its issuer and the desired transfer amount. To learn how to do a balance transfer, review this step-by-step process. Music:. 0000001429 00000 n *Rates, fees or bonuses may vary or include specific stipulations. I need to transfer a balance from one credit card to another credit Registering your myki is a good idea because if it's lost or stolen you can report it so that your balance can be frozen. To check if you're eligible to travel on a concession myki, see Concessions and free travel. <>stream With my shitty luck I ended up losing this one at work (someone saw it on the ground but we assume the cleaners picked it up) so I called Myki, asked them if I could order a replacement. For the most current information about a financial product, you should always check and confirm accuracy with the offering financial institution. If your registered myki card is lost or stolen, you can have your myki card replaced at any PTV Hub with the balance transferred within 7 days. Do Not Sell or Share My Personal Information. On Friday Martin. Despite the system failures, creator NTT Data was in 2017 given another seven-year contract for . I don't know anyone who has actually ever had to transfer their balance Myki mailboxReply paid 4318Melbourne Vic 8060, On the online replacement / reimbursement form. Wells Fargo Credit Card - Balance Transfer - Wells Fargo Paying off a balance transfer is a huge accomplishment and will positively impact your financial future. I have had a myki card virtually since the start date. If you wish to transfer $5,000 from one card and $4,000 from another, you will need to pay balance transfer fees amounting to $270, which adds to your new cards starting balance. Keep in mind that credit utilization is also affected by individual card balances. Myki credit, once on your card, does not expire after 90 days of not getting used. What is the best balance transfer credit card? How to replace your myki: - Vtsnfttest.com.au We'll block it and can arrange a refund to your new Mobile myki. 0000003374 00000 n How Does a Balance Transfer Work? | Credit Karma What is the best credit card for excellent credit? Alternatively, you can complete our online Replace your myki form and a myki will be mailed to you. This is why I don't keep much money on transport cards. WalletHub editorial content on this page is not provided, commissioned, reviewed, approved or otherwise endorsed by any company. The PTV Hub can provide you with a replacement card with the remaining balance being transferred within 7 days. hbbf`b``30 ap Why Melbourne's public transport ticketing system myki may soon be Adelaide Metro metroCARDs are rechargeable plastic cards that you can use on buses, trains and trams. If you get a 0% balance transfer offer on a new credit card, with a one-year promotional period, then you can move your $5,000 . However, if you keep all three accounts active, your overall credit utilization ratio drops to 20%. https://i.ibb.co/2NK61G8/aviary-image-1552378190281.jpg. Done it twice now. If you are no longer entitled to a concession myki, and now need to obtain a full fare myki instead, you will need to purchase a new myki with the full fare travel entitlement. 0000004635 00000 n Would be easier if they would transfer the balance onto an existing card, but hopefully that's coming. Why is it impossible to transfer money online between different Myki cards? Enter the amount of debt you want . Auto-load is the same as auto top up. Yes, you can transfer your American Express balance to another credit card as long as it is issued by a different credit card company. In my experience touching on is quicker than validating a metcard. PTV advises that you call 1800 800 007 to block your existing card and the team will then send out a new card, which will . If you need a tax invoice call1800 800 007 and we'll email your tax invoice to your registered email address. Your Mobile myki expires after two years. Renew driver licence. Ripped Off - Metro Trains, Melbourne Traveller Reviews - Tripadvisor <>/BS<>/F 4/Rect[309.25 192.52 346.16 205.16]/StructParent 5/Subtype/Link>> A billion fucking dollars. 0000014515 00000 n endobj As a matter of fact, most Synchrony Bank credit cards do not allow balance transfers to begin with. How Do Credit Card Balance Transfers Work? - Investopedia Youll need to complete a V/Line Passenger Refund Application Form. What a frikkin waste of money! I register them all (but only have auto top up on my main card), when I get to the point that I have too many, I simply go online report the oldest cards as lost/damaged, it cancels them immediately and ask which other card to transfer the balance to all sorted in a matter of seconds.