Clear debt with one fixed monthly payment from interest rates as low as 3.58%p.a. POSB Balance Transfer. As at 30 September 2015, the Bank has a presence of 12 branches across 12 cities. Log in now   Eligibility & Fees. Replace Balance with the … DBS Bank Ltd., India (‘the Bank’) operates in India as a branch of DBS Bank Ltd., Singapore a banking entity incorporated in Singapore with limited liability. for 6 to 12 months; Online exclusive Effective Interest Rate (EIR) p.a. Honorable Mention Maybank, HSBC, Citi. When an application for an enhanced DBS check comes in … * Citi Credit Card Balance Transfer welcome offer … Select Cashline as Fund Source. Best Balance Transfer Promotion DBS & POSB Balance Transfers. The Balance Transfer application (“BT Application”) may only be made in respect of a personal DBS/POSB Credit Card by the Principal Cardholder or in respect of a personal DBS Cashline. See which balance transfer loan in Singapore is the best way to reduce your interest payment burden and pay off your card balance efficiently. Citi Ready Credit Balance Transfer* 0%: 1.58%: 3% of the transfer amount or S$45, whichever is higher: 19.95% p.a. EIR is subjected to compounding if the monthly finance charges are not paid in full. from 5.06% - 5.27% for cashline; Online exclusive Effective Interest Rate (EIR) p.a. If you want to get out of credit card debt a little faster, the Standard Chartered Fund Transfer is a great choice. Login Get Started. These transfers have processing fees of just 1.58% to new customers, making them among the cheapest balance transfer options. Your interest rate for 12 months: 0%: Interest payable on other bank's credit card: S$2,600: One-time processing fee: 4.28% for 12-month loan: S$428 : YOU SAVE: S$2,172 DBS has launched their largest-ever sign up offer for DBS/POSB credit cards, which runs from now till 10 January 2021. Learn more. Interest savings – enjoy 0% interest rate for up to 12 months; Flexible repayment – pay from as little as S$50 or 2.5% of the statement balance, whichever is higher ; Apply now. 28.88%: Starts from 1.8%: CIMB Balance Transfer: 2.06% p.a. Get extra cash the smart way! Thus, the disclosures contained herein only pertain to the Bank. There is no minimum initial deposit required, but some accounts have a fall-below fee. DBS Balance Transfer. DBS COMPASS VISA   PhoenixMiles. Accounts with overdraft facilities, such as the DBS Multiplier account, may face a minimum overdraft interest charge of S$10. Select Pay & Transfer. All fields are required. Please provide us with your contact information below so we are able to contact you if an issue occurs during the application process. 28%: Starts from 0.5%: OCBC Balance Transfer: 7.38% p.a. Income Update for Credit Cards and Unsecured Loans. OCBC Credit Card Balance Transfer: 0%: 2.50% : 3% of outstanding balance, or S$50 whichever is higher: 19.98% p.a. Contact details. Manage up to 10 accounts through the JETCO ATMs in Hong Kong, Macau, and China, and China UnionPay ATMs around the globe; Make payment through the EPS and China UnionPay's merchant Point-of-sale (POS) terminals and Payment-by-phone services (PPS) Preset daily limits for cash withdrawal, funds transfer and payments; Simpler cash withdrawal service … Access to DBS overseas money transfer services requires an online Internet banking account. By doing it online, you can skip the queue and have the amount transferred within the next working day. DBS Bank Ltd., India („the Bank‟) operates in India as a branch of DBS Bank Ltd., Singapore a banking entity incorporated in Singapore with limited liability. This means that if you need a personal loan or balance transfer from DBS, you can get it through your Cashline account, and borrow up to the credit limit assigned to you. 28%: Starts from 2.50%: BOC Fund Transfer: 7.49% p.a. Accounts that are closed before a stipulated time period … Type Balance and send to 77767. Balance transfer has the advantage of instant approval, since it’s basically transferring from the credit limit of your existing credit card. POSB Debt Consolidation Plan. 3 Savings when compared to interest rate of 25% p.a. 28.92%: Starts from 1.80% *Disclaimer *The products compared here are chosen from a range of offers available to us and … However, Citibank's offers aren't competitive for existing customers who have had any banking relationship with the company in the past 12 months. Our Top Picks for the Best Balance Transfer Loans in Singapore. The Balance Transfer application (“BT Application) is subject to: a. your DBS/POSB Credit Card and/ or Cashline account(s) being in good standing as determined by DBS Bank Ltd. (“DBS”); and b. you not being in breach of any of the terms and conditions governing the DBS/POSB Credit Card and/ or Cashline (as the case may be). 3. For the six-month option, you enjoy 0% interest rate transfer and a processing fee of 1.5% (EIR from 2.83% p.a). DBS Balance Transfer: 5.34% p.a. Bear in mind that while you can transfer up to your available account balance, you will have to pay for the cable/telex charges and handling commission. You can change the transfer limit for POSB/DBS to a larger amount if you need to transfer a bigger sum of money to another account or decrease the limit to reduce the outflow of funds. DBS will be offering a temporary new service for certain roles such as nurses, midwives and social workers. Bank Best For: EIR Interest Free; Standard Chartered: Credit Card Transfer: 2.83-4.86%: 3-12 months : DBS/POSB: Cashback Promotion: 5.06 … Applied interest rate 0% p.a. Please provide us with your contact information below so we are able to contact you if an issue occurs during the application process. DBS Bank offers the text banking option to check your account balance. The DBS Black Card enables you to earn points for all your purchases, with more points added to your balance every time you use Visa contactless locally. This fee applies if the average daily balance falls below S$3,000. Cashline Credit Limit Review. Early account closure fee. However, DBS does charge a S$50 service fee for DBS Treasures members if their bank balance at the end of the month falls below S$200,000. The Bank does not have any subsidiaries in India nor any interest in Insurance Entities. Learn more. How to Choose Summary Table. Interest free loan with DBS Balance Transfer. Designed for those frequent flyers travelling internationally and/or domestically on Air China or partner flights; Redeem awarded tickets, awarded upgrades or other awards and services   Handling Fee of Flying Miles Redemption. The Bank does not have any subsidiaries in India and interest in Insurance Entities. 2 The Effective Interest Rate (EIR) is calculated based on an approved balance transfer of SGD6,700 with 3% monthly minimum payment and full payment of the balance transfer amount outstanding at the end of the promotion period. DBS Balance Transfer Review 2020. Your data is safe and secure. UOB Balance Transfer: Outstanding amount on other bank's credit card: S$10,000: Outstanding amount on UOB Balance Transfer: S$10,000: Your interest rate for 12 months: 26% p.a. Registration and transfer process. (EIR 6.56%)* Learn more . Realise your aspirations by maximising your spending power. 2. The maximum limit for transfer to another POSB/DBS account is S$25,000 and S$50,000 for transfer … Plus, you don’t have to go through multiple hoops to apply for a balance transfer. As at 30 September 2013, the Bank has a presence of 12 branches across 12 cities. DBS Points/ rewards will not be awarded for this BT Application. Forgot User ID or PIN; Frequently Asked Questions; Maintenance Schedule; Security & You DBS Balance Transfer. To open a DBS multi-currency account you must be over 18 years old. Best For 6-Month Balance Transfer: Standard Chartered Fund Transfer . DBS Balance Transfer: 0%: 2.50%: 2.5% of outstanding balance, or S$50 whichever is higher: 25.9% p.a. 2.50% per annum for 6 months 1 with processing fee of S$88 (EIR: 4.39% per annum 2) 4.88% per annum for 12 months 1 with processing fee of S$88 (EIR: 6.77% per annum 2) Plus, enjoy a waiver of processing fee for approved amount of S$10,000 and above. 2. Compare Balance Transfer. If you prefer to have an American Express card rather than a Visa, check out what the DBS Black American Express Card has to offer below. Best 12-Month Balance Transfer UOB Balance Transfer. DBS ATM Card - Services and Benefits. Because of these features, your Cashline account can help you with the following, without the risk of overspending on interest: Short-Term Expenses (Days to Less Than 6 Months) Credit lines are designed to deal with … Service fee of DBS Treasures/DBS Treasures Private Client account if failed to maintain minimum balance For DBS Treasures customers, if you failed to maintain HKD1,000,000 monthly average account balance, you will be charged maintenance fee HKD 200 per month. Eligibility and requirements for opening a DBS multi-currency account. Transfer to Head Office 17 (28,954) (30,771) ─ ─ Balance at 31 December 47,030 28,954 ═ ═ The notes on pages 10 to 21 form part of these financial statements. 26.80%: Starts from 2.50%: UOB Balance Transfer: 5.34% p.a. Instant approval and disbursement of funds. Use my iBanking Login Use my Card and PIN I have none of the above Perform online transactions with Cashline: Login to digibank. Minimum overdraft interest charge. With our low balance transfer rate, you'll be able to enjoy greater financial freedom.